Comply on the Fly

S3-Ep9: HSAs & Medicare - Refresher Episode

Can our Medicare eligible employees contribute to an HSA? Or can we, as the employer continue to contribute to the HSA of a Medicare eligible employee?
The relationship between Medicare and HSAs is confusing, but this refresher episode of Comply on the Fly reminds employers of what they need to know. 
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

S3-Ep8: FMLA & Premium Payments

What is the correct approach for employers to manage the continuation of employee health coverage and premium payments during extended FMLA leave periods?
During the 12-week FMLA period, employers must maintain employees' group health insurance benefits as if they were actively at work. Employees are still responsible for paying their portion of the premium during this time.
Employers can gain insights into various methods for collecting premiums from employees during FMLA periods, along with guidance on proper documentation, by tuning in to this episode of Comply on the Fly.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep7: Medicare Part D Annual CMS Reporting

When is the Medicare Part D reporting that must be done on an annual basis to the Centers for Medicare and Medicaid Services (CMS) due?
Completion the Annual Medicare Part D reporting is required within 60 days of the start of the plan year. So, if your health plan aligns with the calendar year, be prepared to handle the reporting in January or February by tuning in to this episode of Comply on the Fly.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep6: Handling Missed PCORI Fee Payments

We've missed payment of our PCORI fees, how do we reconcile this error?
If your organization missed the annual July 31st deadline for filing payment of PCORI fees, tune in to this Comply on the Fly to hear what steps need to be taken to bring you back into compliance.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep5: Affordability Coding for 1095-C Forms

What is the right affordability coding to use on 1095-C forms to accurately show that an employer has offered affordable coverage to their full time employees?
Failure to properly complete the 1095-C forms you file with the IRS can result in unnecessary penalties. Tune in to this Comply on the Fly to learn the right codes to use, and the right places to use them, to accurately reflect the offers of affordable coverage you have made to your employees.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep4: Does the FMLA 12-month Period Reset on January 1st?

Federal FMLA allows for 12 weeks of leave in a 12-month period. Is employee eligibility renewed to a full 12 weeks on January 1st of the new year?
The answer to this question depends on whether your organization measures the 12-month FMLA period based on the calendar-year, fixed-year, forward-looking, or rolling method. Tune in to this Comply on the Fly to learn more.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep3: ACA Reporting Update - 1094 + 1095 Form Filing for the 2023 Calendar Year

In preparing for 2023 end of year reporting, are there any changes to the Affordable Care Act (ACA) 1094 and 1095 form reporting requirements to consider?
This year the IRS is requiring that most employers file their 1094 and 1095 forms electronically. Tune in to this episode of Comply on the Fly as Karen B. covers the details of new filing requirements to learn if they impact you.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep2: Does a New Spousal Surcharge Enact Special Enrollment?

Does a newly implemented spousal surcharge on one spouse's plan provide an special enrollment opportunity move to the other spouse's plan if the open enrollment periods do not coincide?
In this episode of Comply on the Fly, Karen B. discusses the nuances of special enrollment eligibility. Tune in to find out if the implementation of a new spousal surcharge would classify as a Section 125 qualifying event for special enrollment.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S3-Ep1: 2024 FSA Limits

Has the IRS released the new FSA limits for 2024? 
As we kick off the third season of Comply on the Fly, Karen B. covers the recently released IRS Revenue Procedure 2023-34 which officially increased the maximum health flexible spending or FSA contribution limit for calendar year 2024. Tune in to find out the new FSA limits for 2024.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Email your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

S2-Ep 47: Section 125 + Other Employer Qualifying Events

I have an employee who wants to switch to her spouse's plans as it is open enrollment time at her spouse's employer. Can she drop our coverage and make the switch? 
In this Comply on the Fly Karen B. discusses a situation where an employee wants to move onto their spouse's benefit plan during the spouse's open enrollment period. There is particular focus on how to handle the employee's Section 125 pre tax premium elections in a situation like this.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!