Comply on the Fly

Ep 52: HSAs - Can an Employee Contribute to the HSA of a Spouse?

Our employee is covered under his spouse's high deductible health plan at another employer. Our employee is not enrolled in our high deductible health plan. The employee's spouse has an HSA or Health Savings Account. The question is, can our employee contribute to the HSA of the spouse?
This final episode of Comply on the Fly, Season 1 covers three scenarios around an employee contributing to the HSA of the spouse - with three different answers. Tune in so you know how to respond if your employee comes to you with a similar question.Comply on the Fly will resume, with Season 2, on November 1st. 
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 51: FMLA - New Hire Leave for Birth/Adoption

Can a new employee take federal FMLA to bond with a child following birth or placement for adoption? 
Answers to FMLA eligibility questions such as this one are always very fact-specific. This episode of Comply on the Fly covers what you need to know to correctly determine FMLA leave for your employees' with growing families.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 50: ACA Part-Time Employee Eligibility

I need help regarding eligibility for a part-time employee. The employee was hired in may of 2022. And for the past 10 weeks, he has worked 30 or more hours per week. We use the look back measurement method. Without a full year of data, should we be offering him benefit? 
The answer to this question requires a grasp of the ACA (Affordable Care Act) shared responsibility requirements, proper categorization of employees, and an understanding of initial and ongoing measurement periods. This episode of Comply on the Fly covers it all!
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 49: Medicare Part D Creditable & Non-Creditable Coverage Notices

What is the Medicare Part D creditable or non-creditable coverage notice, who do I need to provide it to, and how?
Get the answer to this question in just three and a half minutes in this episode of Comply on the Fly. The Medicare Part D Creditable or Non-Creditable Coverage notice must be provided prior to October 15th every year, the annual start of Medicare Part D open enrollment.
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 48: FMLA & Wisconsin Workers’ Compensation

Can you please verify if it's mandatory in Wisconsin to run workers' compensation benefits and FMLA concurrently? 
This episode of Comply on the Fly helps employers understand how to handle situations where an employee qualifies for both federal FMLA and Wisconsin state leave concurrently. 
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 47: Medicare & Group Health Plans

We have an employee who is nearing age 65. Can we require that the employee drop our group health plan coverage and go on Medicare? 
Well, the simple answer is no, however, it is extremely important for your retirement age employees to fully understand their options surrounding Medicare. This episode of Comply on the Fly can help.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.
 
 

Ep 46: Benefit Eligibility Pointers

How many hours can an employee work and still be eligible for benefits? We have a full time employee, but this employee has only been working 25 hours per week for the past few months. 
While there are no simple answers to determining benefit eligibility for certain employees, this episode of Comply on the Fly offers pointers on how to look at your policy documents to determine benefit eligibility in atypical situations.
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.
 

Ep 45: COBRA - Late Election Notice

I forgot to provide the COBRA election paperwork to a terminated employee several months ago. What should I do? 
Failing to provide the required COBRA election notices can lead to significant consequences for non-compliance. This episode of Comply covers corrective actions to take around missed COBRA election notices.
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 44: COBRA Rate Change & Open Enrollment

Am I required to make premium adjustments to COBRA at any time? And how do I handle open enrollment for COBRA participants? 
These are great questions as we are heading into fourth quarter, which for many is also the renewal season around calendar year plans. This is the time to look at your COBRA rates and make sure that you are making any necessary adjustments. 
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Ep 43: ACA 2023 Affordability Percentage Adjustment

Do you know the ACA, or Affordable Care Act, shared responsibility affordability percentage for 2023? 
On August 1st, 2022, the IRS issued revenue procedure 2022-34, which included an adjusted affordability percentage for 2023. The percentage was reduced to 9.12% for 2023, a substantial decrease from the 9.61% in 2022. This episode of Comply on the Fly covers how this change will affect offers of coverage for plan years beginning on or after January 1st, 2023. 
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. 
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.