Comply on the Fly
Human resource managers are facing more demands than ever, with complex compliance issues adding to the challenge. That’s where Comply on the Fly. Our specialized compliance advisors provide tailored, timely insights and answers to the most common employee benefits questions—all in just 5 minutes or less per episode. Our dedicated team stays on top of both local and federal developments, breaking down complex regulations into clear, straightforward language to keep you informed and prepared for what’s ahead. Count on M3 and Karen B to simplify compliance so you can focus on what matters most. The information provided is a summary of laws and regulations relating to employee benefit plan compliance. This information should not be construed as legal advice. In all cases, employers should consult with their own legal counsel.
Episodes

Tuesday Jan 10, 2023
S2 Ep10: FMLA - Intermittent Leave Tips
Tuesday Jan 10, 2023
Tuesday Jan 10, 2023
Are there any guidelines or best practices around how to identify possible intermittent FMLA situations or when supervisors should notify HR of a potential need?
Intermittent leave tends to be one of the most difficult things for employers to deal with in regards to FMLA. This episode of Comply on the Fly offers tips for identifying and managing intermittent FMLA leave.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Jan 03, 2023
S2 Ep 9: Special Enrollment vs. Section 125 Qualifying Events
Tuesday Jan 03, 2023
Tuesday Jan 03, 2023
What is the difference between special enrollment and Section 125 qualifying events?
Special enrollment quite often gets confused with Section 125 qualifying events. Karen B. outlines the difference for employers in this refresher episode of Comply on the Fly.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Dec 20, 2022
S2 Ep8: Should I provide a 1095C in ACA Reporting?
Tuesday Dec 20, 2022
Tuesday Dec 20, 2022
I was wondering for an employee that starts in December and doesn't become benefit-eligible until January 1st, 2023, do I still need to create a 1095C for them showing a 1H/2D?
In this Comply on the Fly Karen B. responds to this client question pertaining to ACA reporting pertaining to 1095Cs. If you also have questions on this, tune in to find answer.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Dec 13, 2022
S2-Ep7: 2022 ACA Reporting
Tuesday Dec 13, 2022
Tuesday Dec 13, 2022
As an employer, what do I need to know about the coding and forms around Affordable Care Act (ACA) reporting for 2022?
In this Comply on the Fly Karen B. responds to an influx of questions she is currently receiving as employers prepare to do their ACA reporting for 2022. Tune in to find answers to your questions on this topic.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Dec 06, 2022
S2-Ep6: ACA - Affordability Based on Rate of Pay
Tuesday Dec 06, 2022
Tuesday Dec 06, 2022
How do we ensure that an employee working seven and a half hours per day for 180 days per year and making $15 and 25 cents an hour is offered affordable coverage for both single and family coverage?
In this Comply on the Fly Karen B. helps employers with 50 or more employees determine if their offers of coverage are affordable according to the ACA (Affordable Care Act) Shared Responsibility requirements.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Nov 29, 2022
S2-Ep5: When FMLA Leave Rolls into a New Calendar Year
Tuesday Nov 29, 2022
Tuesday Nov 29, 2022
I have a couple of people that will be using FMLA leave and won't go through it all before January 1st. Is there anything I need to do since we run FMLA on a calendar year basis? Or do I just keep tracking it?
In this Comply on the Fly Karen B. answers a timely client question on if FMLA leave rolls over or resets with the change of the calendar year. Tune in to learn how to track and maintain proper paperwork around employee FMLA periods that extend into the new year.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Nov 22, 2022
S2-Ep4: Open vs. Special Enrollment
Tuesday Nov 22, 2022
Tuesday Nov 22, 2022
Our employee and the spouse are on the spouse's health plan. We, as the employer, have an open enrollment period for July 1 start date, and the spouse's employer has an open enrollment period for a January 1 start date. Our open enrollment period is over, but the spouse's open enrollment period is now open. Can the spouse drop all enrollments during their open enrollment, and can the family now jump onto our plan?
In this Comply on the Fly Karen B. answers a client question on open vs. special enrollment periods. She covers how involuntary and voluntary loss of coverage impact eligibility under special enrollment differently. Tune in gain a better understanding of this complex coverage situation.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Nov 15, 2022
S2-Ep3: ACA - Variable Hour & Full Time Employee Status
Tuesday Nov 15, 2022
Tuesday Nov 15, 2022
We hire many variable hour employees and we move them to full-time status when they work more than 30 hours per week. Is this correct?
In this Comply on the Fly Karen B. addresses a client concern around proper classification of employees in regard to the Affordable Care Act Shared Responsibility rules. If you are an employer subject to these ACA rules, tune in to learn how to avoid penalties for non-compliance.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Nov 08, 2022
S2-Ep2: Benefit Documents & SPDs
Tuesday Nov 08, 2022
Tuesday Nov 08, 2022
Do we need an SPD for dental coverage as well as medical?
In this Comply on the Fly Karen B. answers this client question, covering alignment of SPDs & benefit plan documents in medical, dental and self-funded plan scenarios. Tune in to learn how to keep the plan documentation for your unique situation compliant.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Nov 01, 2022
S2-Ep1: 1095Cs & Coverage Waivers
Tuesday Nov 01, 2022
Tuesday Nov 01, 2022
When I am completing my 1095Cs, do I need to enter a code on part II, line 16 when someone waives coverage?
Karen B. is back with Season 2 of Comply on the Fly! This episode covers how to properly fill out 1095c forms in regard to full time employees who waive your offers of coverage. Tune in to learn how to avoid errors that could result in an IRS penalty letter.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.
Season 2 of Comply on the Fly is focused primarily on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.