Comply on the Fly
Human resource managers are facing more demands than ever, with complex compliance issues adding to the challenge. That’s where Comply on the Fly. Our specialized compliance advisors provide tailored, timely insights and answers to the most common employee benefits questions—all in just 5 minutes or less per episode. Our dedicated team stays on top of both local and federal developments, breaking down complex regulations into clear, straightforward language to keep you informed and prepared for what’s ahead. Count on M3 and Karen B to simplify compliance so you can focus on what matters most. The information provided is a summary of laws and regulations relating to employee benefit plan compliance. This information should not be construed as legal advice. In all cases, employers should consult with their own legal counsel.
Episodes

Tuesday May 02, 2023
S2-Ep26: ERISA & Voluntary Plans
Tuesday May 02, 2023
Tuesday May 02, 2023
Are voluntary plans that an employer sponsors subject to ERISA?
This episode of Comply on the Fly explains the four ERISA voluntary plan safe harbor requirements and what employer plans sponsors are responsible for if those requirements are not met.
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Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

Tuesday Apr 25, 2023
S2-E25: COBRA, Medicare, and Dependents - Refresher Episode
Tuesday Apr 25, 2023
Tuesday Apr 25, 2023
Is COBRA offered to a spouse and dependents if an employee enrolls in Medicare?
This refresher episode of Comply on the Fly explains why an employee voluntarily terminating their coverage to enroll in Medicare causes any spouse or dependents on their plan to lose coverage with no COBRA rights.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

Tuesday Apr 18, 2023
S2-Ep24: The End of the COVID-19 National Emergency
Tuesday Apr 18, 2023
Tuesday Apr 18, 2023
Did the COVID-19 National Emergency end? I thought it was supposed to end in May.
On April 10th, 2023, the federal government ended COVID-19 National Emergency. Allowing 60 days to the end of the outbreak period, this makes June 9, 2023 the official end date for deadline extensions. Tune in to this episode of Comply on the Fly to learn what this means for group health plan benefit purposes.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

Tuesday Apr 11, 2023
S2-Ep23: COBRA & Medicare
Tuesday Apr 11, 2023
Tuesday Apr 11, 2023
I have an employee's spouse that will be going on Medicare soon. Should I offer COBRA?
This episode of Comply on the Fly helps employers understand the interaction between Medicare entitlement and COBRA, which can be particularly complicated with Medicare's Secondary Payer Rules.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

Tuesday Apr 04, 2023
S2-Ep22: COBRA & Divorce
Tuesday Apr 04, 2023
Tuesday Apr 04, 2023
I have an employee who was recently divorced. He has removed his ex-spouse and dependents from the health coverage. In this situation, who do we send the COBRA election paperwork to?
This episode of Comply explores the nuances of COBRA-qualifying events triggered by divorce. Tune in to ensure your organization knows how to meet COBRA election paperwork provision requirements in situations of divorce.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

Tuesday Mar 28, 2023
S2-Ep21: Air Ambulance Reporting - Part 1
Tuesday Mar 28, 2023
Tuesday Mar 28, 2023
Do I need to do anything about air ambulance reporting?
The Air Ambulance Data Collection, or AADC, requirement seeks to give lawmakers and regulators a better understanding of the cost drivers behind large, surprise medical bills associated with air ambulance services. This episode of Comply covers the transparency and reporting requirements pertaining to air ambulance data.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!

Monday Mar 20, 2023
S2-Ep20: Medicaid Redetermination
Monday Mar 20, 2023
Monday Mar 20, 2023
Do I have to offer enrollment to a person who loses eligibility for Medicaid due to a recent redetermination?
The Consolidated Appropriations Act of 2023 could result in some of your employees losing their Medicaid coverage. This episode of Comply on the Fly can help you, as an employer plan sponsor, prepare for this special enrollment event.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Mar 14, 2023
S2-Ep19: ERISA SPD - What It Is and When You Need to Provide It
Tuesday Mar 14, 2023
Tuesday Mar 14, 2023
What is an ERISA SPD - and when do I need to provide it?
As a plan sponsor you are required to provide an SPD (Summary Plan Description) to your organization's employee benefit plan participants and beneficiaries informing them of their rights and benefits in relation to the plan offerings. This refresher episode of Comply on the Fly can help you, as an employer plan sponsor, better understand your ERISA SPD obligations.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Mar 07, 2023
S2-Ep18: Gag Clause Attestation for Group Health Plan Agreements
Tuesday Mar 07, 2023
Tuesday Mar 07, 2023
Can you tell me a bit more about the recent transparency guidance on gag clauses?
This episode of Comply on the Fly covers recent transparency guidance issued by the federal government pertaining to the prohibition of gag clauses in any agreements group health plans enter into with providers, TPAs (Third Party Administrators), and other network or associations of healthcare providers.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Tuesday Feb 28, 2023
S2-Ep17: FMLA and Remote Employees
Tuesday Feb 28, 2023
Tuesday Feb 28, 2023
What did the Department of Labor, or DOL, recently say about FMLA and remote workers?
On February 9th, 2023, the Department of Labor Wage and Hour Division issued Field Assistance Bulletin 2023-1 addressing the application of FMLA eligibility requirements to remote employees. This episode of Comply on the Fly provides covers what employers need to know about this bulletin.
_____________________________
Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions. Season 2 of Comply on the Fly focuses on actual client questions, so send your compliance question to AskKarenB@m3ins.com and we'll do our best to cover it in an upcoming episode!
________________________________________________________________
Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.